Credit Memo Generator
A credit memo reduces the amount a customer owes you. Use it for returned goods, damaged shipments, pricing errors or agreed discounts after invoicing.
How to create a credit memo
- 1
Add customer details and the invoice the memo applies to.
- 2
List credited items and the reason.
- 3
Download and send the credit memo PDF.
Why use our credit memo generator
Applies to an invoice
Tie each memo to the invoice it adjusts.
Itemized credits
Show exactly what was credited and why.
Professional design
Matches your invoices.
Free PDF
No account needed.
How a credit memo affects accounts receivable
When you issue a credit memo, the customer's outstanding balance decreases by the memo amount. In your books it reduces revenue (and any sales tax collected) rather than appearing as an expense.
Frequently asked questions
When should I issue a credit memo?
Whenever the amount billed needs to be reduced after the invoice was sent — returns, allowances, or corrections.
Does a credit memo need a number?
Yes. Use a separate sequential series so each memo is traceable.
What is a debit memo?
The opposite — it increases the amount owed, for example for an undercharge.